The end of the year always seems to go by in a blur. It’s fall, then it’s Halloween, and before you know it, Thanksgiving, Christmas, and New Years are upon you. Making the most of every dollar matters more than ever, and if you have dental insurance, now is the perfect time to maximize your benefits to get the care you deserve. Why? Because with most plans, the coverage resets at the end of the year, meaning starting in January, you’ll likely have to pay your deductible again before you’ll be able to save with your dentist in Marietta, even if you haven’t met your annual maximum for 2019. Rather than leaving all that money on the table, here are a few ways to use your dental insurance coverage before 2020 rolls around. Your smile and your wallet will certainly appreciate it!
Why the Rush?
Why is it so important that you go to the dentist before the end of the year? Many dental insurance plans have what is called an annual maximum, which is the most amount of money it will pay for care in a given year. This number is usually around $1,000-$1,500. Most people don’t even use 10% of their allotted coverage, but once 2020 rolls around, any leftover money will simply go back to the insurance company, no rollover. Every year, US insurance holders literally lose BILLIONS of dollars in dental insurance benefits even if they are in need of treatment. Rather than letting this happen to you, a trip to the dentist can help you make the most of the benefits you have already paid for.
The Power of Prevention
Dental insurance is primarily designed to help people afford basic preventive care like checkups and cleanings. The American Dental Association recommends that patients of all ages should attend at least two of these routine appointments every year, and most policies will cover them. However, an overwhelming majority of people don’t take advantage of this.
If you’ve only had one checkup and cleaning so far this year, go ahead and schedule another one. This service will also make sure any minor issues you might have are taken care of as early as possible. This will not only lead to better oral health, but it will also save you from having to get a more expensive restorative procedure later.
Finish Up Your Restorative Care
There are literally millions of people in the US with decayed, broken, and missing teeth who know they need to get them fixed, but they never get around to it, even if they have insurance to help them pay for it! If this includes you, rather than waiting for the problem to get worse (which it inevitably will), it’s wise to go ahead and get yourself treated while you still have money left on your plan.
Your schedule is bound to get hectic in the coming months, and nothing will throw off the festivities more than an unexpected dental emergency. So, it’s wise to go ahead and schedule an appointment sooner rather than later. That way, you’ll know your smile is ready for all the great holiday eats that are coming your way, and you can have the peace of mind that you’re saving as much as possible on your care.
Posted on behalf of Envision Dental
130 Vann Street NE Ste #210
Marietta, GA 30060
Phone: (770) 425-0448Mon - Thur 8AM - 5PM